3 Misconceptions About Buying A Two Wheeler Insurance Policy Online (Plus, Why They’re Not True!)


We all are aware of the traditional way of buying a bike insurance policy. You visit the offices of numerous insurance companies, speak with their executives, learn about their bike insurance plans, compare the various policies, and choose one that is best for you. Needless to say, this was a lengthy procedure and took a lot of time.

Luckily, that is time that you do not have to waste anymore. This is because today, you do not even have to step out of your house in order to buy a bike insurance policy. You can easily buy this policy from the insurer’s official website. However, there are certain misconceptions that people have with regards to buying two-wheeler insurance policies online.

Let us take a look at the most common misconceptions about buying a bike insurance policy online:

1.    You need to be very tech-savvy in order to buy your insurance policy online

It is believed that you really need to be an expert with using technology in order to be able to buy a bike insurance policy online. However, this is so not true. Insurers make information easily accessible on their websites for everyone to locate their way around with ease. All you need to do is simply visit the insurance company’s website, visit the ‘insurance for two-wheeler’ section, choose a plan, fill up the details of yourself and your bike, and complete the payment. The policy documents will be sent to you via e-mail. How simple is that!



1.    Bike insurance policies cost much more when bought online

Many people think that a bike insurance policy would be much more expensive if bought online rather than the old-school way. In fact, the complete opposite of this statement is true. When you choose to buy an insurance policy in the traditional way, you need to get in touch with the insurance company, talk to an insurance agent, and then finally buy your policy. By buying your insurance policy online, you simply eliminate the need to pay any agent fees. Plus, insurance companies also include a lot of discounts on their insurance products online to boost digital sales. This means you actually end up saving more money when you buy your bike insurance policy online.

2.    Buying bike insurance online involves heavy risk

This is one of the most common misconceptions about buying Motorcycle Insurance online, which is not true at all. Insurance companies invest a lot of their money in ensuring that their websites are secure. These companies make sure that their customers can safely browse through their insurance products make purchases through a payment method that is well encrypted. So, all you need to do is opt for a reputed insurer and you can rest assured that your details are totally secure.


Now that we have addressed each of these misconceptions, you can go ahead and buy your bike insurance policy online. We hope that this article has been an eye-opener. All the best!


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