Give Your Sports Bike That Additional Protection With These 4 Bike Insurance Add-Ons


Owning and riding a sports bike is no less than an adventure! Therefore, it is quite natural that those who own these bikes would want the best for their precious two-wheeled beasts! So, when it comes to insuring your bike against any unforeseen events, you would want the best bike insurance with comprehensive coverage. However, even the most comprehensive policy may not cover certain risks that your sports bike is prone to. Here, add-ons may be of immense help. But which add-ons are suitable for a sports bike? We answer this question in this article. 

                                                                                                    

1. Zero Depreciation add-on

Depreciation refers to the gradual decrease in the value of the vehicle as a result of daily wear and tear.  The older your sports bike gets, the more its depreciation increases. Generally, when you raise a claim on your two-wheeler insurance policy, the insurer takes into account the depreciation value of the bike before paying you the compensation. With a zero- depreciation add-on, the insurer has to pay you the full amount without subtracting the depreciation value, regardless of how high it is. 

 

A sports bike is more often than not made with expensive and premium equipment and accessories. In case of unfortunate accidents where these parts get damaged and require repair, the bill may be quite hefty. Having a zero depreciation cover ensures you to a certain extent that these expenses will be taken care of majorly by the insurer. 

 

2. Engine protection add-on

Bike lovers often say that the engine is the heart of the bike. If anything were to happen to the heart of the bike, it could lead to severe problems in its overall functioning. This is even more relevant in sports bikes which have a bigger impact on the smooth efficiency of the vehicle. Therefore, just as humans go the extra step to take care of their heart health, one must go the extra step and opt for an engine protection add-on to protect their sports bike’s engine. This bike insurance add-on provides coverage to your bike against damages arising from natural calamities, oil leakage, mechanical issues, and so on.


Original Content - Give Your Sports Bike That Additional Protection With These 4 Bike Insurance Add-Ons

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